By their very nature, accidents are unpredictable. Mostly they are fairly trivial and the consequences of them are small. When there is no particular harm done and the people involved either suffer no injury or recover quickly from them, it is easier to just forget about it and get back to enjoying life. But occasionally an accident can result in serious injury and have long term consequences. Then it is a good idea to find a personal injury lawyer to see if you can get some financial help at your time of need. Whether the accident was on the road, as a result of faulty products, negligence by your employer or medical mistakes, a lawyer can help you find some financial support.
An accident can cause physical injury or mental trauma, or both. The purpose of personal injury legislation is to help the victim recover costs for medical bills, lost income or disability and to pay for the discomfort you have suffered. Your lawyer will probably split your claim into three categories. The most obvious is called actual damages. These are the direct costs of of the accident to you. They may include damage to property, loss of income, loss of personal items etc. All these things can be easily measured and so are often not questioned by the defendant. General damages are more difficult to assess because they refer to more subjective criteria. They refer to pain suffered, mental trauma and the reduction of your normal day-to-day quality of life. Lastly there is speculative damages which considers what costs you will have in the future as a result of the accident. Obviously if you have been serious hurt, you may need medical attention for years to come, and speculative damages are designed to fund these needs.
If you have been involved in an accident, suffered as a result, and it wasn\’t your fault, you would be well advised to speak to a lawyer. Specialised injury lawyers are equipped with all the know-how to pursue these kind of cases, and do their best to get the best possible compensation for their clients. The Internet is an excellent source for finding lawyers. Many law firms and lawyers have websites that enable potential clients to fill out a contact form and provide a brief outline of their case. Usually, a personal injury lawyer works on a contingency basis – otherwise known as a \”No win, No fee\” basis. This means the lawyer\’s fee will be a percentage of the compensation amount. It also means that if the case is not won, the lawyer does not take fees, but the client has to meet other costs, such as fees for filing a lawsuit. However, these days many lawyers will offer an insurance policy that covers any costs if you lose and they will ensure they get their costs from the defendants if you win. In other words, if you win, you will get the whole compensation amount.
Although lawyers are trained to present their cases in a court of law, these sort of cases often don\’t need to appear before a judge. Your lawyer will more than likely settle your case out of court. Mediation is usually quicker than a court case and certainly less traumatic for the victim and witnesses. This why a specialist lawyer is so important: They know what your clim is worth and how to negotiate with the defendant, or their insurers, in order to get it. The defendants will always be aware that your lawyer can go to court if necessary, and then if they lose, their costs will be substantial.
If you do not employ a personal injury lawyer and try to take on an insurance company in your own, there is every chance that you will be taken advantage of. After all, the insurance company wants to save money. If they think that they can persuade you to take a lower sum than is appropriate, they will try. if you sign away your rights when you get the cheque, it is almost impossible to re-visit the case later. If you find you need more money years down the line, you will have lost out.
Hiring a specialist personal injury lawyer will probably be the best thing you do after an accident. The \”No win No fee\’ agreement means that it is in the lawyers\’ interest to secure your compensation as quickly and efficiently as possible. They are motivated and the defendant will realise this and be more likely to take the claim seriously. And because the cost to the victim is minimal, it means that everyone has a chance to get the compensation they deserve to get their lives back on track after an accident.